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3 Best PayPal Forex Brokers for 2026
By:Â Reviewed By:Â
Updated: May 18, 2026
PayPal is one of the fastest and most convenient ways to move money in and out of a trading account. But not every broker supports it equally well. Some limit available currencies, others add hidden fees, and a few slow things down when it comes time to withdraw. To identify the best brokers with PayPal deposits and withdrawals, we focused on brokers that make PayPal funding simple, fast, and cost-effective.
We started by shortlisting brokers with a high level of trust and client protection. From there, we prioritized brokers that support multiple currencies for PayPal transactions, making funding more flexible for traders in different regions.
To validate the real experience, we checked deposit and withdrawal processing times, selected brokers that don’t charge PayPal funding fees, and compared overall trading costs to ensure low fees across the board. We also tested each broker’s trading platforms, favoring those that combine ease of use with a strong set of trading features.
List of Top Forex Brokers Accepting PayPal
Low-to-medium spreads, commission-free trading. No handling fees for deposits and withdrawals. VPS hosting. 800+ tradable instruments.
MT4, MT5, cTrader. AutoChartist, Trading Central. Social trading allowed. Low fees.
Feature-rich FxPro platform. 2100+ tradable instruments. VPS hosting. Trading Central content. Average order execution speeds of around 11 milliseconds.
How Did FXEmpire Select The Best Forex Brokers with PayPal?
- We only considered brokers that received a top score in our rating system.
- We chose trustworthy brokers with top-tier regulations.
- We prioritized brokers that offered various currencies for PayPal deposits.
- We checked if brokers have low deposit and withdrawal transaction times.
- We selected brokers that did not have deposit and withdrawal fees.
- We focused on brokers that offered low fees in general.
- We chose brokers that provided user-friendly and feature-rich platforms.
Our team of experts has identified each broker’s strengths and weaknesses using FXEmpire’s comprehensive methodology.
Now, let’s explore the selected brokers.
Best Overall
4.6
Contracts for Difference (CFDs) are leveraged over-the-counter derivative products and carry a high level of risk to your capital. You should only risk capital that you can afford to lose. In certain circumstances, due to fluctuations in market value you may not get back your initial investment amount. You may not only lose your initial investment but you may incur a liability to pay a further amount to cover losses. This means you can lose more money than you have invested.
- $100Min Deposit
- 10180Tradable Instruments
- LowFees
Why We Picked It
Founded in 2005, FP Markets offers trading in forex pairs, commodities, stocks, indices, ETFs, and cryptocurrencies. The broker is regulated by CySEC, ASIC, and FSCA. FP Markets also has an unregulated entity, which is registered in St. Vincent & the Grenadines.
PayPal Features:
- Accepted currencies: EUR, USD, GBP.
- No deposit or withdrawal fees
- Deposit time: 1 business day both for deposits and withdrawals
- Minimum deposit: 50 USD/EUR/GBP
- Minimum withdrawal: 5 USD/EUR/GBP
- Additional deposit & withdrawal methods: Visa/Mastercard, Wire Transfer, Neteller, Skrill, Sofort, Giropay
My research indicated that FP Markets provides a wide range of tradable instruments, including a huge stock offering, which is available via an IRESS account. The IRESS platform is a powerful tool for professional traders. It provides access to thousands of stocks and offers extensive technical analysis capabilities. Besides that, broker’s clients also have access to the popular MetaTrader 4, MetaTrader 5, and cTrader. Furthermore, FP Markets offers VPS hosting, which is important for algorithmic traders.
My tests showed that FP Markets offers mid-to-low spreads compared to the broader industry. For example, For instance, EUR/USD spreads typically fall between 1.0 and 1.2, while GBP/JPY spreads range from 1.5 to 1.9. The broker does not have deposit and withdrawal fees and also does not charge an inactivity fee.
Pros and Cons
Pros
- 13,000+ instruments.
- Competitive spreads.
- A wide range of tradable platforms.
- VPS hosting.
Cons
- The offshore entity is unregulated.
Best for Professional Traders
4.7
Trading Forex and CFDs carries a high level of risk to your capital and you should only trade with money you can afford to lose. Trading Forex and CFDs may not be suitable for all investors, so please ensure that you fully understand the risks involved and seek independent advice if necessary.
- $200Min Deposit
- 2239Tradable Instruments
- LowFees
Why We Picked It
Founded in 2007, IC Markets has built a name for itself in the trading world, offering a broad spectrum of opportunities from forex and commodities to stocks, indices, and cryptocurrencies. The broker is regulated by ASIC, CySEC, and FSA Seychelles.
PayPal Features:
- Accepted currencies: AUD, USD, JPY, EUR, NZD, SGD, GBP, CAD, HKD, CHF
- No deposit or withdrawal fees
- Deposit time: Instant
- Withdrawal time: 24 business hours
- Additional deposit & withdrawal methods: Visa/Mastercard, WireTransfer, Neteller, Skrill, UnionPay, Bpay, Broker to Broker, POLI, Thai Internet Banking, Rapidpay, Klarna, Vietnamese Internet Banking.
During my exploration of the platform, I discovered that IC Markets goes above and beyond in providing its customers with a wide array of trading options, including 2100+ stocks. Clients can choose between MT4, MT5, and the cTrader, so the choice of platform caters to varied preferences. The broker’s research offering includes technical and fundamental analysis from the dedicated in-house team.
Moreover, IC Markets provides access to third-party research tools, such as Trading Central and Autochartist, which are popular with both beginner and advanced traders. When it comes to funding options, IC Markets stands out by providing 15 distinct methods in a variety of currencies – a factor significant for committed traders. Besides that, the broker provides a free VPS service for enthusiasts of algorithmic trading.
My personal tests revealed that IC Markets consistently delivers tight spreads in both the Standard Account and the Raw Spread account. The spreads were often better than the industry average. For example, during my evaluation, the EUR/USD spread for the Standard Account floated between 0.6 and 0.7, whereas the spread for Gold hovered between 18 and 20. Active traders will also appreciate the competitive commission structures in the Raw Spread account, serving as a notable perk.
Pros and Cons
Pros
- Attractive spreads and commissions.
- A wide range of tradable instruments.
- Multiple trading platforms and solid research tools.
- Free VPS.
Cons
- The phone support was unavailable during our tests.
Best Trading Platform
4.6
73% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you can afford to take the high risk of losing money. (EU, UK)
- $100Min Deposit
- 1995Tradable Instruments
- HighFees
Why We Picked It
FxPro is an internationally renowned broker known for its superior trading conditions and fast order execution. Established in 2006 and headquartered in London, it offers over 2,100 forex and CFD instruments and achieves lightning-fast execution of around 11 milliseconds.
PayPal Features:
- Accepted currencies: USD, AUD, EUR, HUF, IDR, MYR, GBP, ZAR, CHF, JPY, PLN.
- No deposit or withdrawal fees
- Deposit time: Instant
- Withdrawal time: 24 business hours
- Additional deposit & withdrawal methods: Bank Wire, Visa/Mastercard, Crypto, Sticpay, Google Pay, Skrill
I explored the functionality of the FxPro Trading Platform and was impressed by how easy it was to navigate. Its streamlined design makes it easy even for first-time traders to find their way around, while the platform’s advanced charts facilitate in-depth price action examination.
I counted over 70 analytical tools, including a variety of trend-based indicators, oscillators, and drawing tools, as well as dozens of other chart configurations (timeframes, chart types, etc.).
The platform supports all basic order types: market, limit, and stop. It also features one-click trading, Depth of Market (DoM) trading, watchlist configurations, trading alerts, and more. The platform is also integrated with regularly updated market research.
I discovered that FxPro’s Standard trading account features commission-free trading and an all-inclusive spread starting at 1.2 pips. The account also supports cost-free deposits and withdrawals via multiple channels, including PayPal. Payments are usually processed within minutes.
Pros and Cons
Pros
- No deposit or withdrawal fees
- Powerful FxPro Trading Platform
- Advanced charting
- Robust market research
Cons
- The FxPro platform is only available in English
How to Choose a Broker That Accepts PayPal Payments?
Use our guide to choose the forex broker that accepts PayPal deposits and withdrawals according to your trading goals.
How to choose a safe broker that accepts PayPal?
The process of choosing a broker begins with learning where your potential broker is regulated. Brokers that offer PayPal for deposits and withdrawals are regulated by top-tier regulators, as well as offshore regulators. In our research, we divide regulators into three tiers:
- Tier-1 regulators have strict oversight and impose certain limits on services offered to retail clients (for example, the leverage for retail clients is usually limited at 1:30). Such regulators usually provide access to investor compensation schemes. Tier-1 regulators include CySEC, ASIC, and UK FCA.
- Tier-2 regulators also offer strict oversight but usually do not limit leverage for retail clients. In addition, investor compensation schemes are typically not available at Tier-2 regulators. FSCA is a good example of such a regulator.
- Tier-3 regulators are offshore regulators that do not impose limits on leverage for retail clients and do not provide access to compensation schemes. FSA Seychelles and FSC Mauritius are among Tier-3 regulators.
- Traders should note that some entities are not regulated. Usually, such entities are registered in St. Vincent and the Grenadines. The absence of any regulator leads to the lowest level of protection for traders.
Traders should prioritize essential safeguards such as negative balance protection, segregated funds, and compensation funds, all of which offer reassurance in case of financial issues. Traders should note that offshore regulators do not impose strict limits on leverage, allowing traders to access high levels of leverage but offer lower levels of protection. You should be aware that compensation schemes may not be available. Consequently, if a broker faces financial difficulties, traders will have to navigate the situation independently.
Check out our comprehensive guide on the best regulated forex brokers.
What fees should you focus on when choosing the broker?
Typically, brokers charge spreads, commissions, swap/rollover fees, and inactivity fees.
- The spread is the difference between the bid and the ask price. The higher the spread, the more you pay for the trade. In our rating system, we deem spreads below 1 pip for EUR/USD and 3 pips for GBP/JPY to be low. See our guides for the best lowest spread and best zero spread forex brokers.
- A commission is a fixed cost of entering the trade. Accounts that charge commissions usually offer lower spreads. For example, commissions below $3 for forex pairs and gold are considered low.
- A swap/rollover fee is charged when you hold a leveraged position overnight. Traders should pay extra attention to these fees if they plan to use swing trading strategies, which involve holding positions for several days or even weeks. A swap rate below 0.5 pips for forex pairs is considered favorable. Discover best low swap fees forex brokers.
- A broker imposes an inactivity fee when an account remains dormant for a specified period. In this case, a certain amount of money is charged monthly. An inactivity fee below $10 is considered to be low.
How to choose the right account for trading?
You should understand the difference between various types of accounts.
- Demo accounts are used for practice without risking real money. Such accounts are highly recommended for novice traders making their first steps in trading. You can check out our list of the best forex trading demo accounts.
- Spread-based accounts typically charge spreads and swap/rollover fees. These accounts usually represent a good choice for traders whose trading volume is expected to be relatively modest.
- Commission-based accounts charge commissions in addition to spreads and swap/rollover fees. Typically, such accounts offer tighter spreads. They are suitable for traders who anticipate a high volume of trading.
- On Islamic accounts, swap/rollover fees are not charged to ensure compliance with Sharia law. Explore best Islamic forex accounts.
- Professional accounts usually have a high minimum deposit and offer access to high leverage that most professional traders are looking for.
Discover Best ECN forex accounts and Best STP forex accounts.
How to choose a trading platform?
Typically, most brokers offer access to MetaTrader 4 and/or MetaTrader 5. Those are sophisticated platforms with a variety of tools tailored mainly for experienced traders. Hence, beginners may need to spend some time learning the ropes.
Some brokers have also developed their own in-house trading platforms. These platforms are usually tailored to the needs of traders of various experience levels. They are easy to navigate and simple to use.
The choice of trading platform largely depends on personal preferences and trading experience. In my opinion, for novice traders, it’s better to start with a user-friendly platform or a mobile app, whereas experienced traders would often prefer MT4/MT5.
Read more about the platforms in our detailed guides on the best MT4 and best MT5 brokers.
What leverage is available for traders?
Leverage provides traders with the opportunity to boost their profits through the use of borrowed funds. The higher the leverage, the greater your potential profits may be. However, leverage can be a double-edged sword, as it can also magnify potential losses. Thus, I would advise beginners to start with low levels of leverage to avoid the risk of substantial losses.
The maximum potential leverage a broker can offer is determined by the regulator. PayPal forex brokers have entities that are regulated by offshore regulators that do not impose specific limits on leverage for retail clients. Thus, the leverage can be as high as 1:3000. Note that it’s necessary to consider your risk tolerance and trading strategy before engaging in high-leverage trading. Additionally, traders should be aware that offshore regulators offer fewer protections. However, you can see FX Empire’s carefully selected list of the best forex brokers with high leverage.
What to avoid when choosing a broker?
Based on my trading experience, I have outlined the five things to avoid when choosing a broker:
- Failing to verify regulatory compliance.
- Overlooking broker fees, such as spreads, commissions, and swap rates.
- Selecting an account type that does not match your requirements.
- Neglecting to review the range of instruments provided by the broker.
- Avoiding direct communication with the support team before opening an account.
How to avoid forex scams?
To safeguard yourself against forex scams, follow these essential guidelines:
- Research and choose a reputable broker: Conduct thorough research to identify a broker with a solid reputation and a history of regulatory compliance. Verify its credentials and look for reviews or testimonials from reliable sources.
- Check the regulatory status: Ensure that the broker you selected is regulated by a recognized financial authority. This oversight provides a decent level of protection and ensures adherence to industry standards.
- Be cautious of unrealistic promises: Beware of brokers or investment schemes that promise guaranteed high returns or low-risk opportunities. Forex trading involves inherent risks, and legitimate brokers will not make unrealistic claims.
- Avoid unregulated entities: Steer clear of unregulated brokers or those operating from offshore jurisdictions with weak regulations. Regulatory oversight helps protect your funds and ensures fair trading practices.
- Understand the terms and conditions: Read and comprehend the broker’s terms and conditions, including fee structures, withdrawal policies, and any potential hidden costs. Beware of brokers that make it difficult to access or withdraw your funds.
- Use secure payment methods: Choose reputable payment methods that offer additional security layers, such as bank transfers or established electronic payment systems. Avoid dealing with brokers that solely accept cryptocurrency or other non-traceable forms of payment.
- Stay informed and educated: Continuously educate yourself about forex trading and stay updated on market trends and news. This knowledge will empower you to make informed decisions and identify potential scams.
- Trust your instincts: If something seems too good to be true or raises suspicions, trust your gut instinct and exercise caution. Take the time to seek advice from trusted financial professionals or consult with experienced traders before making any decisions.
Meet Our Experts
The team of forex and CFD writers and editors at FX Empire is composed of trading industry professionals and seasoned financial journalists. Our writers have been published on leading financial websites such as Investopedia and Forbes. In addition, they all have extensive trading experience.
Get to Know Our Authors
Dan BlystoneBroker Analyst
Dan Blystone began his career in the trading industry in 1998 on the floor of the Chicago Mercantile Exchange. Later, Dan gained insight into the forex industry during his time as a Series 3 licensed futures and forex broker. He also traded at a couple of different prop trading firms in Chicago. Dan is well-equipped to recommend the best forex brokers due to his extensive experience and understanding of the brokerage industry.
Jitan SolankiBroker Analyst
Jitan Solanki is a professional trader, market analyst, and educator. He day trades major currency and index markets and focuses on swing trading US equities and commodities. A qualified Market Technician, Jitan also works with trader education and brokerage companies on various projects. These include market analysis, live trading events, and broker reviews. As an experienced trader and educator, Jitan brings all his qualities in action when reviewing and recommending brokers.
Plamen StoyanovBroker Analyst
Having been a retail trader since 2013, Plamen has gained an in-depth understanding of the challenges that novice traders face today. His expertise is swing trading and day trading with a heavy emphasis on psychological and fundamental analysis. Plamen’s favourite trading instruments include FX majors and gold. He earned a Bachelor's degree in Economics and International Relations. Plamen's broad experience has equipped him with the expertise to recommend the best forex brokers.
Vladimir ZernovBroker Analyst
In more than 15 years of trading in the financial markets, Vladimir dealt with a wide range of brokers and financial instruments. His career as a day-trader at a proprietary trading firm goes back to 2007. Later, Vladimir turned to longer time frames and became an independent trader and analyst managing his own portfolio. Using his experience, he helps traders find the best broker in his reviews.
About the Author
Vladimir ZernovBroker Analyst
In more than 15 years of trading in the financial markets, Vladimir dealt with a wide range of brokers and financial instruments. His career as a day-trader at a proprietary trading firm goes back to 2007. Later, Vladimir turned to longer time frames and became an independent trader and analyst managing his own portfolio. Using his experience, he helps traders find the best broker in his reviews.
Why you can trust FXEmpire
At FXEmpire, we strive to provide unbiased, thorough and accurate broker reviews by industry experts to help our users make smarter financial decisions.