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Nowadays, almost every crypto exchange advertises “low fees” on its homepage. However, there are several different types of fees and various factors that can affect how much you end up paying to deposit, buy, and trade crypto. So, who really has the lowest fees?
I’ve set out to answer just that by depositing my own money, buying crypto, and trading all types of instruments on every major exchange to find who actually charges the lowest fees. I looked at how much I was charged to deposit fiat, trade fiat-to-crypto, trade crypto-to-crypto, and withdraw my profits at the end.
I’ve created a list of categories that cover almost every type of fee exchanges charge. So whether you’re a first-time investor mainly buying crypto with fiat, or a professional trader making hundreds of futures trades monthly, I’ve picked my top exchange for you.
List of Top Low-Fee Crypto Exchanges
How Did FXEmpire Choose the Best Crypto Platforms With Low Fees?
- Low trading fees can be the difference between making a profit and taking a loss. That’s why I compared maker/taker fees across every major exchange. I highlighted exchanges with competitive trading fees and transparent fee structures, so you know exactly what you’re being charged.
- Deposit and withdrawal fees are often overlooked when picking exchanges. I looked at deposit and withdrawal fees for both crypto and fiat transactions, prioritizing exchanges with free deposits and withdrawals to help keep your overall costs low.
- Transparent fee structures help you avoid nasty hidden fees. I looked at pricing structures on each exchange, favoring platforms that have a clear fee structure and disclose all fees upfront. This lets you plan every transaction to avoid hidden fees and keep more of your profits.
- Tiered fee structures with fee rebates reward high-volume traders with lower trading fees. I analyzed the fee structures on each exchange, highlighting exchanges with competitive discounts for higher trading volumes. Lower fees or rebates can significantly cut your trading costs over time.
- Deep liquidity makes trading smooth but also cuts spread fees and minimizes costs due to slippage. So I looked at average daily trading volumes across all exchanges, favoring ones with consistently deep liquidity across a range of major coins and popular altcoins.
- Security and transparency are important regardless of whether you’re a beginner or a professional. That’s why I looked closely at each exchange’s security record and available security measures. Having features like 2FA, biometric passkeys, and cold storage helps minimize the risk of hackers getting into your account. I also favored platforms with transparent proof of reserves and deposit insurance for complete peace of mind.
- A seamless trading experience is just as important as having low fees. I thoroughly tested each exchange’s desktop and mobile platforms, comparing the trading interface, access to advanced tools, trade execution speed, and overall ease of use. I prioritized exchanges with intuitive and easy-to-use platforms that deliver a smooth experience and are accessible to both beginners and experienced users.
Best Lowest Fee Crypto Exchanges Comparison Table
| Exchange | Ranking | Taker/Maker | Available Crypto | Accepts Fiat | Payment Methods | KYC |
|---|---|---|---|---|---|---|
BTCC | No Rating Read Review | 0.3% / 0.2% | 260 | No | Optional KYC (Required for Fiat Services) | |
Flipster | 4.0 Read Review | - | 407 | No | Yes | |
Paybis | No Rating Read Review | 4.5% / 4.5% | 84 | No | +6 | Optional for purchases up to 1,000 USD (mandatory in certain regions and for all Sell Crypto transactions) |
Crypto.com | 4.3 Read Review | 0.5% / 0.25% | 432 | Yes | +5 | Full KYC Required |
Bitget | 4.7 Read Review | 0.1% / 0.1% | 528 | Yes | +3 | Yes |
Coinbase Exchange | 4.1 Read Review | 1.2% / 0.6% | 376 | Yes | +6 | Yes |
MEXC | 4.6 Read Review | 0.01% / 0% | 2179 | Yes | +3 | No |
Best Overall
- 260Available Crypto
- Payment Methods
- FeesHigh
Why We Picked It
Based on my experience, I’ve ranked BTCC as my top exchange for low fees. It has built a reputation as one of the longest-running exchanges for offering strong security, low fees, and a great trading experience. BTCC is one of the few exchanges to offer free, instant deposits via bank card, alongside competitive maker/taker fees. If you’re looking for a cost-effective exchange that doesn’t compromise on security or trading experience, BTCC is the one for you.
- Free, instant fiat purchases really set BTCC apart from the competition. While many other leading exchanges charge up to 5% for crypto purchases via card, BTCC offers them completely for free. You can also choose from four major fiat currencies when purchasing, helping you avoid further fiat conversion fees.
- With up to 500x leverage across a range of futures markets, BTCC offers some of the highest leverage among leading exchanges. You can also trade forex, stocks, commodities, and metals. This makes it ideal if you trade high-leverage strategies or want flexibility to switch between trading instruments without having to change platforms.
- Its security and regulatory compliance make it a safe platform to trust with your money. It’s licensed in the US, Canada, and Europe, which means it complies with strict financial regulations. BTCC also has a flawless security record since it launched in 2011, giving you that added peace of mind that your money is on a platform with a track record for protecting user assets.
Pros and Cons
- 430+ spot tokens & 200+ futures markets
- Free fiat purchases with a bank card
- Low trading fees
- Up to 500x futures leverage
- Regulatory compliant with no past hacks
- No P2P or bot trading
- No staking
Best for Low Spot Trading Fees
- -Available Crypto
- Payment Methods
- FeesLow
Why We Picked It
Flipster has quickly become one of my favorite spot trading platforms, despite being a newer exchange that only launched in 2021. It offers some of the lowest spot trading fees in the industry while also having deep liquidity and a range of coins. This makes it ideal if you’re looking for a cost-effective exchange that does not require you to sacrifice coin selection.
- Low spot trading fees that start at just 0.06% make Flipster one of the cheapest exchanges to trade spots. Its tiered pricing structure means you pay lower fees as your trading volume increases, with top-tier traders paying just 0.025%. Fees are identical for maker and taker orders, so you never have to think twice about using market orders for instant execution.
- Its transparent fee structure means you always know exactly what you’re paying. Flipster’s fee page clearly breaks down all trading, deposit, and withdrawal fees so you never get hit with nasty surprises or hidden fees.
- Flipster’s security and transparency are top-notch, with no security breaches since the exchange launched. It also has a fully transparent Proof of Reserves page to show you it holds plenty of assets to back your deposits. This, combined with an AAA rating from CER.live, makes it one of the safest exchanges in the industry.
Pros and Cons
- 470+ spot tokens & 460+ futures markets
- Offers spot & futures trading
- Highly competitive fees
- Transparent Proof of Reserves
- No past hacks
- No P2P or bot trading
- No fiat deposit options
Best for Low Fee Promotions
- -Available Crypto
- Payment Methods+4
- Fees-
Why We Picked It
Paybis isn’t a traditional exchange like the others on this list. It focuses on fiat-to-crypto and crypto-to-crypto conversions instead of orderbook trading, aiming to deliver the most seamless on- and off-ramping experience in the industry. When I tested it in late 2025, it scored highly for its ease of use, instant transactions, and generous promotions.
- Paying zero fees on your first transaction makes Paybis a great option if you’re looking for a new exchange to buy crypto with. It lets you benefit from the convenience of Paybis’ on-ramping without having to pay the usual service fee. I found it to be one of the only platforms offering competitive promotions when buying crypto.
- It supports one of the widest selections of payment methods, covering everything from bank transfers and PayPal to digital wallets and even Klarna. This gives you the ultimate flexibility to choose a payment method that works for you. Paybis is also one of the only platforms supporting Klarna, letting you buy crypto on dips, but pay for it in three installments.
- With over 50 supported fiat currencies, Paybis is one of the most inclusive platforms on the market. It supports currencies from every continent, including smaller currencies in Asia and Africa. This makes it more cost-effective to buy crypto since you don’t have to pay the costly fiat conversion fees for buying crypto in USD or EUR.
Pros and Cons
- 84 spot tokens available
- Offers fiat-to-crypto and crypto-to-crypto swaps
- Zero fees on your first transaction
- Supports hundreds of payment methods
- Licensed in the US, Canada & Europe
- No traditional trading features
Best for Low Deposit Fees
- 432Available Crypto
- Payment Methods+3
- FeesLow
Why We Picked It
I think that when it comes to making fiat deposits, Crypto.com is the best exchange in the industry. It is one of the few exchanges that doesn’t charge for fiat deposits across a wide range of major currencies. Crypto.coms intuitive and easy-to-use platform has made it one of the most popular exchanges among beginners and professional traders alike. Whether you just want to buy a bit of crypto or you want to trade complex strategies, Crypto.com is one of the most cost-effective platforms to do so.
- You can make free fiat deposits with a wide range of currencies, including USD, EUR, GBP, AUD, CAD, BRL, SGD, and AED. Many of the bank transfers will have the money in your Crypto.com account on the same day, so you don’t have to sacrifice speed either.
- Having support for a wide range of payment methods gives you the flexibility to choose the most convenient payment method for you. If you want a zero-fee deposit, you can make a bank transfer, or if you prefer faster transactions, you can choose from a bank card or PayPal deposits.
- Full regulatory compliance means Crypto.com offers licensed fiat services in a range of countries, including the US, UK, and Europe. You can make bank transfers into Crypto.com knowing that it will handle your money and personal details in compliance with the strictest financial regulations.
Pros and Cons
- 2,900+ spot tokens & 730+ futures markets
- Offers spot, margin, futures & trading
- Robust security & 750m insurance fund
- Dedicated platforms for beginners & professional traders
- Licensed in the US, UK, EU & more
- Higher trading fees than competitors
- Derivatives trading is restricted in certain regions
Best for Trading Fee Discounts
- 528Available Crypto
- Payment Methods+1
- FeesLow
Why We Picked It
Bitget has proven to be a very cheap crypto trading platform for trading crypto, stocks, FX, tokenized stocks, and commodities. It charges a base 0.02%/0.06% maker/taker fee for futures trading. While the 0.1%/0.1% maker/taker fee for spot trading is right around the industry-average, Bitget offers a clear path to reducing those fees.
- Dual Cost Saving: BGB Token Discounts reach up to 20% when you pay your fees in BGB, the native token of Bitget. This brings their standard 0.1% spot fee to an extremely competitive rate, which maintains a larger portion of your capital on each and every trade. You also enjoy zero FX conversion friction when trading tokenized stocks and commodity perpetuals.
- Competitive Fees: For those who enjoy trading derivatives, it is essential to have the base price as low as possible. Bitget has excellent standard futures fees which are 0.02% on maker and 0.06% on taker. With no need for high-volume status, it will make sure that regular retail traders are not getting ripped off on excessive contract execution fees.
- Rewarding VIP Tier Structure: Bitget’s VIP program features clear fee reductions, tiered by trading volume. Bitget’s VIP program provides level-by-level transparent fee reductions which can go down to 0% for the maker. Their 30-day trading volume requirements are reasonable.
- Cheap Fiat On-Ramps: Bitget also offers frequent no-fee deposit bonuses for fiat currencies using bank transfers, and its P2P trading platform enables users to buy and sell cryptocurrencies without any fees from trusted peers.
Pros and Cons
- 20% fee deduction for BGB holders
- Competitive base 0.02%/0.06% maker/taker futures fees
- Transparent VIP tier system
- Deep liquidity reduces slippage
- Zero-fee P2P marketplace
- Frequent zero-fee promotions for fiat deposits
- Third-party payment providers incur high fees
- BGB token risk exposure
Best for Low Withdrawal Fees
- 376Available Crypto
- Payment Methods+4
- FeesHigh
Why We Picked It
Coinbase is one of the biggest names in crypto and the only publicly traded crypto exchange. It’s popular for its security, compliance, and easy-to-use platform that’s favored by both professional traders and first-time investors. One of my favourite Coinbase features is its fiat support, with low-cost withdrawals across a variety of currencies. If you’re looking for an exchange you can trust with your money and won’t charge you to withdraw, Coinbase is the top choice for you.
- Free fiat withdrawals for USD, EUR, and GBP make it one of the most cost-effective platforms if you’re looking to cash out and withdraw your money. You can easily make secure withdrawals via bank transfer, which will reach your account within minutes, depending on the currency used. This makes it quick and cheap to cash out your crypto for fiat.
- You can also get zero trading fees on Coinbase for being a Coinbase One subscriber. With several tiers and subscriptions, you can choose the one that suits you best, depending on your monthly trading volume. Coinbase makes trading on its secure platform more cost-effective, especially if you’re a high-volume trader who would typically pay hundreds in monthly trading fees.
- It’s one of the most heavily regulated exchanges, especially as it’s listed on the NASDAQ. This means it’s licensed by regulators in the US, UK, and Europe. So, every aspect of the business is overseen by regulators to a level that’s unmatched by competitors. If you care about your coin’s security, Coinbase is one of the best choices for you.
Pros and Cons
- 380+ spot tokens & 210+ futures markets
- Free fiat deposits/withdrawals
- Offers spot, margin & futures trading
- Separate Pro & Lite apps
- Regulatory compliant with insurance
- Licensed in the US, EU & UK
- No P2P, copy, or bot trading
- Higher trading fees than competitors
- No Proof of Reserves
Best for Low Futures Trading Fees
- 2179Available Crypto
- Payment Methods+1
- FeesLow
Why We Picked It
When you think of futures trading, MEXC is probably one of the first exchanges that comes to mind. It has built a reputation for being one of the best futures platforms, combining high leverage, deep liquidity, and low fees. MEXC’s advanced trading platform also makes it a favorite among traders who are looking for an exchange that offers a professional-grade experience with industry-low fees.
- Zero maker fees make MEXC one of the most cost-effective platforms to trade futures. Its maker fees are still extremely competitive at just 0.02%. I found that its low make/ taker fees, combined with low funding fees, make MEXC one of the best platforms if you want to minimize fees.
- Free fiat deposits and low fee fiat-to-crypto conversions make on-ramping with MEXC extremely competitive. It’s one of the few exchanges to support free fiat deposits via bank transfer, across a variety of fiat currencies. Alternatively, it offers P2P trading if you’d rather use a local payment method, still with zero platform fees.
- Having a $100m insurance fund and full Proof of Reserves means you don’t have to worry about the exchange going bankrupt or not being reimbursed if there’s a security breach. It also has security measures like 2FA and biometric passkeys to help minimise the risk of hackers getting into your account.
Pros and Cons
- 2,900+ spot tokens & 730+ futures markets
- 0% maker fees on spot & futures
- Zero fiat deposit/withdrawal fees & no P2P trading fees
- Offer spot, futures, pre-market, on-chain & copy trading
- Poor customer service
How to Choose the Best Crypto Exchange With Low Fees?
How Are Fee Structures Organized on Exchanges?
When it comes to trading fees, most exchanges use the industry standard maker/taker model, usually with different price tiers. Your tier will be based on your 30‑day trading volume or account balance. Maker fees apply when you use conditional orders that add liquidity to the exchange, while Taker fees apply when you use market orders that remove liquidity from the exchange. Since Maker orders benefit the exchange, they are usually lower than Taker fees.
How Can I Calculate Trading Fees?
If you’re spot trading and want to calculate the trading fees on a $1,000 spot position, simply multiply the transaction amount by the spot trading fee rate. If your spot trading fees are 0.1%, the calculation will look like this:
$1000 * 0.1% = $1 fee
If you’re trading futures and want to calculate the trading fees on a $100 futures position at 10x leverage, you need to first multiply the position amount by the leverage level to find the total position size. Then you can multiply the total position size by the trading fee rate.
If your futures trading fees are 0.05%, the calculation will look something like this:
$100 * 10x leverage = $1000 position amount
$1000 * 0.05% = $0.50 fee
How Does A Spread Fee Differ From Trading Fees?
Spread fees are the difference between a coin’s buy (ask) and sell (bid) prices. You’ll find that some exchanges widen that gap instead of raising visible trading fees, to make you think they charge low fees. While trading fees are clearly listed on each transaction, spread fees are buried in the quoted price and can be harder to spot. Let’s say the bid price of BTC is $80,000, and the ask price is $80,100. If you were to buy at $80,100 and sell immediately at $80,000, you would lose $100 from the spread, even if trading fees are 0%.
What Are Funding Rates And How Do They Affect Leveraged Positions?
Funding rates are periodic payments made between long and short traders when trading futures markets, which help keep futures prices in line with the spot market. If the market is bullish, longs pay shorts, and when it’s bearish, the shorts pay longs. If you’re holding a futures position for several hours, you’ll either be paying or receiving funding fees.
How Can I Minimize Fees When Trading?
The easiest way to reduce your trading fees is to use limit orders to take advantage of the lower maker fees. If you hold and use the exchange’s native token, like BNB on Binance or OKB on OKX, you usually get further discounts on trading fees.
If you trade regularly and have a high monthly trading volume, you’ll also find yourself in higher tiers, which reward you with lower trading fees. You can also increase your price tier by holding a large account balance on the exchange, though I recommend being cautious when holding large amounts on any exchange, since if the exchange is hacked, becomes insolvent, or suddenly ceases operations, you could lose all money stored on the exchange.
What Additional Fees Might An Exchange Charge?
I’ve seen a few exchanges introduce inactivity fees if you have an extended period of no account activity, though this is very rare and not generally seen on major exchanges. Subscription plans, like Coinbase One, can offer you lower trading fees or extra features, but will cost you a monthly subscription fee. Looking at the fees page before joining an exchange will show you all the fees you could be charged if you decide to join.
About the Author
Shennon Hewa is a crypto trader and crypto journalist based in London. Active in the crypto space since 2017, he specializes in scalping, derivatives day trading, and swing trading. At FXEmpire, he has reviewed dozens of crypto exchanges and has extensive knowledge of platform strengths and weaknesses.
Why you can trust FXEmpire
At FXEmpire, we strive to provide unbiased, thorough, and accurate exchange reviews by industry experts to help our users make smarter financial decisions.
Why you can trust FXEmpire
- List of Top Low-Fee Crypto Exchanges
- How Did FXEmpire Choose the Best Crypto Platforms With Low Fees?
- Best Lowest Fee Crypto Exchanges Comparison Table
- Best Overall
- Best for Low Spot Trading Fees
- Best for Low Fee Promotions
- Best for Low Deposit Fees
- Best for Trading Fee Discounts
- Best for Low Withdrawal Fees
- Best for Low Futures Trading Fees
- How to Choose the Best Crypto Exchange With Low Fees?