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BOTJ

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Bank of the James Financial Group Inc.

14.76
USD
-0.3
-1.99%
Dec 19, 15:32 UTC -5
Open

Bank of the James Financial Group Inc. Profile

About

Bank of the James Financial Group, Inc. operates as the holding company for Bank of the James, which provides retail and commercial banking services in the central Virginia. The company offers various deposit services, including checking accounts, savings accounts, individual retirement accounts, and various time deposits. It originates commercial business lending loans for purchase of equipment, facilities' upgrades, inventory acquisition, and working capital purposes; commercial and residential construction and development loans; commercial real estate mortgage loans; consumer residential mortgage loans; and various secured and unsecured consumer loans. The company's market area consists of seven jurisdictions of the Town of Altavista, Amherst County, Appomattox County, the City of Bedford, Bedford County, Campbell County, and the City of Lynchburg. The company, through its other subsidiary, BOTJ Investment Group, Inc., offers brokerage and investment services, including fixed and variable annuity products.

Info & Links

CEO

Robert R. Chapman

Headquarters

828 MAIN STREET
LYNCHBURG, VA 24504, UNITED STATES

Industry

Regional Banks

Sector

Finance

Website

www.bankofthejames.bank

Auditor

Yount, Hyde & Barbour, P.C.

Share holders

1,500

Employees

172

Bank of the James Financial Group Inc. Statistics

Valuation Measures

Market Capitalization2

67.45M

Enterprise Value

77.50M

Enterprise Value/EBITDA(ttm)

--

Price to Earnings Ratio(ttm)

8.15

Price to Sales(ttm)

1.18

Price to Book(mrq)

1.00

Price to Cash(ytd)

5.66

Profitability

Gross Margin(ttm)

0.00%

Operating Margin(ttm)

14.46%

Profit Margin(ttm)

19.23%

Return on Equity(ttm)

13.36%

Return on Invested Capital(ttm)

13.50%

Return on Assets(ttm)

0.85%

Income Statement

Revenue(ttm)

0.00

Revenue Per Share(ttm)

0.00

Gross Profit(ttm)

0.00

EBITDA(ttm)3

0.00

Net Income Available to Common(ttm)

8.43M

Diluted EPS(ttm)

1.84

Share Statistics

Beta (5Y Monthly)

0.80

52-Week Change

48.74%

S&P 500 52-Week Change

24.88%

S&P 500 Member

Yes

Stock Optionable

Yes

Total Shares Outstanding1

4.54M

Dividend Yield

2.67%

Float4

3.87M

% Held by Insiders

15.34%

% Held by Institutions

18.50%

Balance Sheet

Total Cash(mrq)

0.00

Total Cash Per Share(mrq)

0.00

Total Debt(mrq)

10.05M

Total Debt/Equity(mrq)

14.59%

Current Ratio(mrq)

--

Quick Ratio(mrq)

0.80%

Book Value Per Share(mrq)

15.15

Cash Flow

Operating Cash Flow Per Share(ytd)

1.46

Free Cash Flow(ytd)

4.41M

Table Key

mrq = Most Recent Quarter

ttm = Trailing Twelve Months

ytd = Year To Date

Footnotes

Data provided by Zacks Investment Research or calculated by FXEmpire. All numbers are rounded to the closest decimal.

  • 1 Total Shares outstanding is taken from the most recently filed quarterly or annual report.
  • 2 Market Cap is calculated using total shares outstanding and the most recent share price.
  • 3 EBITDA is calculated using methodology that may differ from that used by a company in its reporting.
  • 4 The float is a measure of the number of shares available for trading by the public. It's calculated by taking the number of issued and outstanding shares minus any restricted stock, which might not be publicly traded.
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