On Jan 21, 2026, FBNC reported earnings of 1.19 USD per share (EPS) for Q4 25, beating the estimate of 1.06 USD, resulting in a 12.21% surprise. Revenue reached 83.90 million, compared to an expected 124.68 million, with a -32.71% difference. The market reacted with a +0.74% price change (close before vs. close after earnings).
Looking ahead to Q1 26, 7 analysts forecast an EPS of 1.10 USD, with revenue projected to reach 125.56 million USD, implying an decrease of -7.56% EPS, and increase of 49.66% in Revenue from the last quarter.
Industry Peers’ Earnings
Industry Peers' Earnings displays EPS earnings data from companies in the same industry. Click on a card to view more details.
Flagstar Bank, National Association
Report Date
Jan 30, 2026 For Q4 25
Estimate
$0.02
Actual
$0.06
Surprise
+176.50%
Ameris Bancorp
Report Date
Jan 29, 2026 For Q4 25
Estimate
$1.60
Actual
$1.59
Surprise
-0.93%
Mechanics Bancorp Class A Common Stock
Report Date
Jan 30, 2026 For Q4 25
Estimate
$0.26
Actual
$0.56
Surprise
+111.16%
Seacoast Banking Corp of Florida
Report Date
Jan 29, 2026 For Q4 25
Estimate
$0.50
Actual
$0.44
Surprise
-13.52%
HILLTOP HOLDINGS INC.
Report Date
Jan 29, 2026 For Q4 25
Estimate
$0.42
Actual
$0.69
Surprise
+63.74%
Republic Bancorp Inc/KY
Report Date
Jan 30, 2026 For Q4 25
Estimate
$1.39
Actual
$1.17
Surprise
-16.17%
METROCITY BANKSHARES INC
Report Date
Jan 30, 2026 For Q4 25
Estimate
$0.68
Actual
$0.68
Surprise
-0.50%
Colony Bankcorp Inc.
Report Date
Jan 28, 2026 For Q4 25
Estimate
$0.36
Actual
$0.42
Surprise
+14.38%
FIRST NATL CORP STRASBURG VA
Report Date
Jan 29, 2026 For Q4 25
Estimate
$0.61
Actual
$0.61
Surprise
-1.15%
OptimumBank Holdings, Inc.
Report Date
Feb 02, 2026 For Q4 25
Estimate
$0.20
Actual
$0.21
Surprise
+2.94%
FAQ
What were First Bancorp/NC's earnings and revenue for the latest quarter Q4 2025?
For Q4 2025, First Bancorp/NC reported EPS of $1.19, beating estimates by 12.21%, and revenue of $83.90M, -32.71% below expectations.
How did the market react to First Bancorp/NC's Q4 2025 earnings?
The stock price moved up 0.74%, changed from $60.50 before the earnings release to $60.95 the day after.
When is First Bancorp/NC expected to report next?
The next earning report is scheduled for Apr 21, 2026.
What are the forecasts for First Bancorp/NC's next earnings report?
Based on 7
analysts, First Bancorp/NC is expected to report EPS of $1.10 and revenue of $125.56M for Q1 2026.