50K Review 2025

Trust

50K Regulators

In our reviews, we examine the regulatory status of each entity operated by a broker. We rank regulators using a three-tier system, where Tier-1 licensing reflects the highest level of regulation.

• 50KCY Ltd is authorized and regulated by the Cyprus Securities and Exchange Commission (CySEC), license number 282/15. We rate CySEC as a Tier-1 regulator.

Understanding the Regulatory Protections of Your Account

Some regulators enforce strict financial standards, while others are more lenient. Traders should understand the protection offered by the entity where they intend to open an account.

• Segregation of client funds: Keeping client funds in segregated bank accounts from the ones used for the broker’s corporate capital negates the risk of accounting errors. 50KCY Ltd ensures the segregation of client funds.
• Negative balance protection: This safety mechanism removes the risk of trading losses exceeding the account balance. In other words, the losses you incur from trading are capped at the amount you have put in your trading account. This is especially important in volatile markets. 50KCY Ltd provides negative balance protection.
• Compensation scheme: The compensation scheme protects retail traders against the broker’s liabilities in the unlikely event that the company becomes insolvent. Clients of 50KCY Ltd are insured by the Investor Compensation Scheme (ICF) for up to €20,000.
• Available Margin*: 50KCY Ltd offers margin requirements as low as 1% for stocks as 0.5% for ETFs.

Stability and Transparency

In our tests for the Trust category, we also cover factors relating to stability and transparency. Here, we focus on the broker’s operating history, size, and overall transparency.

50K’s app was first released in March 2024. According to its LinkedIn page, the company has 11-50 employees.

In my research, 50K showed high transparency in its regulatory status, listing its regulator in the footer of each page of the 50K.trade website. The website breaks down fees clearly on the Commissions page. Traders can find the Client Agreement on the Legal Documents page.

Is 50K Safe to Trade With?

To summarize, my findings indicate that 50K is relatively trustworthy and stable due to the following qualities:

• Regulated by CySEC
• Keeps client funds in segregated accounts
• Provides negative balance protection
• Ensures ICF compensation scheme

Fees

50K Trading Fees

50K Spreads

I tested the spreads at 50K during the pre-market and regular trading session on 14 March 2025.

I rate the spreads in AAPL and TSLA as competitive for the industry.

50K Commissions

The table below outlines the commissions charged for stocks across different regions.

I assess the commission rates at 50K as competitive overall.

50K Margin Interest Rates

The daily interest rate on borrowed funds is 0.033%. The annual interest rate is 12%, charged daily. The daily interest rate on borrowed assets ranges from 0.008% to 0.05%.

50K Non-Trading Fees

50K does not charge any fees for deposits or account inactivity; however, there are fees for some withdrawals. If you would like to learn more, you can visit the FAQ of 50K.

Are 50K Fees Competitive?

I rate the fees at 50K as competitive overall for the following reasons:

• Tight spreads
• Zero commissions on US stocks (other fees may apply)
• Low commissions for European stocks
• No maintenance or inactivity fees
• No fees for deposits and some withdrawals.

Platform and Tools

The 50K mobile app is available for Android and iOS. During my two-week testing period, I found the app interface very user-friendly and smooth.

Key Features

• Watchlists: Traders can create a list of their favorite instruments and easily track live quotes. Thematic lists like Risers and Fallers, Hot 100, Most Volatile, and Trending ETFs are also available.
• Trading from the Chart: This feature enables traders to enter orders fast while performing analysis.
• Alerts: These update traders when an instrument reaches a specific price level.
• Market Radar: This feed provides traders with real-time updates on news, chart patterns, and major price moves.

Charts

The 50K app features robust charts powered by TradingView. They can be viewed in full size and include the following features:

• 8 Technical Indicators: MACD, Standard Moving Averages, Exponential Moving Averages, Stochastics, Bollinger Bands, Relative Strength Index (RSI), Ichimoku Clouds, and Standard Deviation.
• 9 Time Frames: Tick, 1 minute, 5 minutes, 10 minutes, 30 minutes, 1 hour, 4 hours, 1 day, 1 week.
• 2 Chart Types: Line charts and Japanese Candlestick Charts.

Orders

The 50K app provides the following standard order types:

• Market Order: Traders use market orders to buy or sell an instrument at the best current price.
• Limit Order: Traders use limit orders to buy or sell an instrument at a specified price or better.
• Stop-Loss Order: A stop-loss order is designed to limit potential losses by automatically closing a position at a set price if the market moves adversely.

50K Mobile App: My Key Takeaways

The 50K app is very intuitive and can cater to day traders, swing traders, and long-term investors. Market Radar, price alerts, and cutting-edge charts from TradingView are tools that pack a punch.

The Portfolio tab makes it easy to track your open positions and completed orders, while the Funds Management tab allows you to make deposits and withdrawals without leaving the app. Overall, I rate the design as superb—far better than the average broker app.

50K Order Execution Model

When you invest in securities via the 50K app, your orders are executed immediately by the company using its own capital. 50K undertakes to acquire the assets and hold them in your name by the end of each trading day or as soon as practicable thereafter, in accordance with the prevailing market terms.

Tradable Instruments

What Can You Trade with 50K?

The following tables show samples of US and European shares and ETFs to better illustrate the range of instruments available at 50K.

50K Instruments: My Key Takeaways

50K provides access to an excellent variety of real stocks, whether you are looking for meme stocks like AMD or European giants like SAP. Meanwhile, ETFs offer exposure to popular alternative assets like Gold, Bitcoin, and the S&P 500 Index.

Customer Support

50K Customer Support Test

I tested 50K customer service with multiple queries, ranging from deposits and withdrawals to account-related issues. I received prompt and thorough answers. Support is available only in English.

Deposit and Withdrawal

In the tables below, I break down the fees and processing times for each deposit and withdrawal method.

50K Deposit Methods

Bank wire processing times at 50K are relatively fast, while instant deposits via credit card and digital wallet are standard for the industry.

50K Withdrawal Methods

Processing times for withdrawals are also fast compared with other brokers. Often, brokers charge for withdrawals via bank wire, so 50K beats the industry average in this area.

Note: The final processing time for wire transfers depends on your bank. The transaction typically takes 1-5 working days to complete.

Account Types and Terms

50K Account Opening Process

To open an account with 50K, prospective clients must provide the following information:

• Contact and personal details (name, age, address, date of birth, tax ID).
• Employment details (place of work, nature of the business).
• Financial details (net annual income, net worth, primary source of funds).

Demo Account

Demo accounts are especially important for beginners as they allow them to practice their strategies and get comfortable with the trading platform without risking real money.

The 50K demo account is free and unlimited. It features live quotes and simulates live market conditions in stocks and ETFs. Once users are up to speed on a demo, they can easily switch to a live account. Within the app, you can easily toggle between demo and live accounts with a single tap.

Islamic Account

50K does not offer an interest-free Islamic Account.

What is a Margin Loan?

Margin in stock trading refers to the practice of borrowing money from a broker to purchase stocks. This allows investors to buy more shares than they could afford with their own cash alone. The borrowed amount, typically up to 50% of the purchase price, is secured by the stocks bought and other securities in the investor’s account.

The available margin at 50K is far higher than usual – for example in the case of ETFs, clients only need to have 0.5% of the total value of a market position in cash. This means that with a €1,000 account, it is possible to take on a position valued at €200,000.

In the case of stocks as little as 1% in cash is required, meaning with a €1,000 account, it is possible to take on a position valued at €100,000. This represents a unique value proposition for 50K clients.

While margin trading can amplify potential gains by increasing purchasing power, it also magnifies potential losses and involves paying interest on the borrowed funds. Investors must maintain a certain account balance, known as the maintenance margin, to avoid margin calls that could force them to deposit additional funds or sell securities.

50K Supported Countries

50K is available in Europe, including the following countries: Austria, Bulgaria, Croatia, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Liechtenstein, Lithuania, Luxembourg, Malta, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, and Switzerland.

Research

Market Radar is a real-time tracking tool that enables users to monitor significant price movements, chart patterns, and key financial events. These alerts provide a steady flow of ideas and allow traders to react fast in the markets.

Education

50K’s website offers several concise articles on topics like dividends, ETFs, and portfolio rebalancing. However, it lacks video content, educational courses, and webinars. As a newer company, 50K could improve its offering by integrating educational materials into the app, allowing traders and investors to learn on the go.

The Bottom Line

50K is an innovative trading platform delivering an exciting range of benefits to European traders and investors. As a broker regulated by CySEC, 50K clients are guaranteed segregated funds, negative balance protection, and account insurance up to €20,000.

Clients have access to thousands of stocks from US and European exchanges. 50K does not charge commissions on US stocks (other fees may apply), and commissions on European stocks are competitive, making its fee structure very attractive.

The unusually high level of available margin loan – substantially increasing buying (or selling) power – is another standout feature.

To conclude, I rate 50K as well-suited for casual traders and long-term investors in light of its intuitive design and range of user-friendly tools like Market Radar and TradingView charts.

Meanwhile, day traders have the advantages of amplified buying power, 24/5 access to selected US stocks and ETFs, and the ability to trade both long and short positions in diverse equity markets.

Thanks to the availability of fractional share trading, the sign-up bonus of €20 enables new clients to test out the platform and buy a small piece of their favorite companies before even making a deposit.

Risk warning: Investing involves risks, one of which is the risk of losing all your invested money.

FAQ