Capital.com Review 2025

Trust

Capital.com Regulations

In our reviews, we examine the licenses and regulations of each entity operated by a broker, allowing us to compare their different levels of protection. We rank licenses by various regulatory bodies on a three-tier system, where Tier-1 licensing indicates the highest level of regulation.

This is what I discovered about the five entities operating under the Capital.com trade name:

• Capital Com SV Investments Limited is licensed and regulated by the Cyprus Securities and Exchange Commission (CySEC) under license number 319/17. We rate CySEC as a Tier-1 regulator.
• Capital Com (UK) Limited is licensed and regulated by the Financial Conduct Authority (FCA) under license number 793714. We rate the FCA as a Tier-1 regulator.
• Capital Com Australia Pty Ltd is licensed and regulated by the Australian Securities and Exchange Commission (ASIC) under license number 513393. We rate ASIC as a Tier-1 regulator.
• CAPITAL COM MENA SECURITIES TRADING L.L.C is licensed and regulated by the Securities and Commodities Authority (SCA) of the United Arab Emirates under license number 20200000176. We rate the SCA as a Tier-2 regulator.
• Capital Com Online Investments Ltd is licensed and regulated by the Securities Commission of the Bahamas (SCB) under license number SIA-F245. We rate SCB as a Tier-3 regulator.

Understanding the Regulatory Protections of Your Account

Brokers operate multiple entities globally, but regulatory protections vary. Some regulators enforce stricter financial standards than others, so traders should understand the safety measures of the entity they choose to open an account with.

Here is what you need to be looking for in a broker in terms of safety mechanisms:

• Segregation of Client Funds: Keeping client funds in segregated bank accounts from the ones used for the broker’s corporate capital negates the risk of accounting errors. Capital.com keeps client funds in segregated accounts from its corporate bank accounts across all of its entities.
• Negative Balance Protection. This safety mechanism removes the risk of trading losses exceeding the account balance. In other words, the losses you incur from trading are capped at the amount you have put in your trading account. All broker entities guarantee negative balance protection.
• Compensation Scheme: A compensation scheme protects traders against the broker’s liabilities if the company becomes insolvent. Clients of Capital Com SV Investments Ltd are protected by up to EUR 20,000 under the Investor Compensation Fund (ICF), while clients of Capital Com (UK) Limited are protected by up to GBP 85,000 under the Financial Services Compensation Scheme (FSCS).
• Maximum Leverage: Capping the maximum leverage restricts the extent of market exposure to retail traders. The higher the leverage, the higher the potential profits and potential losses. The maximum retail leverage with Capital Com SV Investments Limited is 1:30.

Stability and Transparency

In our Trust category assessments, we evaluate factors tied to stability and transparency, including the broker’s longevity, company size, and information transparency.

Founded in 2016, Capital.com’s track record reflects its stability and industry presence. According to the company’s LinkedIn page, Capital.com employs nearly 800 professionals.

I also reviewed Capital.com’s legal documents, including its client agreement, risk notice, and best execution policy, and assessed that everything was in order. All important information is readily available and written in an easy-to-understand manner.

Another important indication of Capital.com’s transparency is that the broker displays a live spread feed on the website so that visitors can quickly assess the competitiveness of its trading fees and overnight charges.

Is Capital.com Safe to Trade With?

I determined that Capital.com is reliable to trade with due to the following factors:

• Authorized by several Tier-1 regulators
• Keeps client funds in segregated accounts
• Ensures negative balance protection
• Operates on a ‘best execution’ basis

Fees

Capital.com Trading Fees

Capital.com Spreads

I tested Capital.com’s spreads on 10 March 2025 during the London and New York opens. The results are shown in the table below:

My research indicates that broken down by asset class and compared to the industry average, Capital.com charges low spreads on share CFDs, low-to-average spreads on indices, low-to-high spreads on currency pairs, average spreads on commodities, and high spreads on cryptocurrencies.

Capital.com Swaps

A swap fee is a trader’s cost for holding an open position overnight because of changing interest rates. Swap long refers to the charge deductible or credit receivable for holding a buy position open overnight. In turn, swap short relates to the charges/credits deductible or receivable for holding a selling position open overnight.

I collected the values listed below on 10 March, and they apply for one full base currency contract (100,000 units).

I assessed that Capital.com’s swaps are in line with the industry benchmark. Please keep in mind that overnight charges tend to fluctuate over time.

Capital.com Non-Trading Fees

Dormant Capital.com accounts incur a €10 monthly inactivity fee after one year of inactivity, continuing until the account is reactivated or reaches a zero balance.

The broker does not charge handling fees on deposits or withdrawals, though third-party processing fees may apply.

Are Capital.com’s Fees Competitive?

Capital.com’s spreads vary widely, with ultra-low rates on share CFDs but higher costs on BTC. Overall, its trading fees are competitive, with zero commissions* and average overnight charges. Another plus—there are no non-trading fees, except for a €10 inactivity fee.

Platforms and Tools

Capital.com Web Trader

I tested the usability of Capital.com’s flagship web trader and was impressed by its versatility and user-friendly design. The platform features all essential tools and services, including one-click trading and a depths of markets tool.

The Capital.com platform also has some pretty unique tools and services. Its ‘Discover’ mode helps traders assess current market dynamics and access an intuitive news screener.

It also features the ‘Trade Smart Academy’ section, which offers almost 100 educational videos on a wide spectrum of trading topics – predicting market trends, using different strategies, the must-knows of trading psychology, and more.

Main Features

Capital.com’s platform is available on Windows and Mac and supports 19 languages, including English, French, Spanish, German, Arabic, Chinese, and more.

Some of the platform’s most notable features include:

• Market Sentiment Gauge: Allows traders to quickly assess market dynamics, showing the ratio of buyers vs. sellers for a given asset.
• Watchlist Customization: Enables traders to create and manage personalized watchlists, making it easier to track market movements.
• One-click Trading: Facilitates instant order execution at market price, ideal for high-precision strategies like scalping.
• Trading from the Chart: Allows traders to place and manage orders directly from the chart, customizing entry price, trade volume, stop-loss, and take-profit levels for seamless execution.

Charts

Capital.com’s web trader has advanced charting capabilities. Price action is easily scalable and clearly represented on a wide panel, making price action examination an extremely pleasant endeavor and a predicate for future success.

I have broken down the available analytical tools and chart configurations below:

• 107 technical indicators: A robust selection of trend-based, volume-based indicators and oscillators to analyze price action and gauge market sentiment, helping traders anticipate market movements.
• 64 drawing tools: Includes Fibonacci retracements, Elliott waves, and support/resistance tools to identify price patterns and key breakout points.
• 8 timeframes: Supports multi-timeframe analysis, allowing traders to dive deeper into price action trends.
• 16 chart types: Offers multiple visualization options, including line charts, bar charts, and candlesticks, giving traders different perspectives on market opportunities.

Orders

Capital.com’s web trader features three types of order execution: market, pending, and one-click trading, which allows for immediate entries at the spot price. The broker also offers guaranteed stop-loss orders (more here).

I have broken down the available order types on the platform below:

• Market orders: Used for immediate entry at the best available price. They guarantee volume filling, though the entry price may differ from the requested price.
• Limit orders: Guarantee exact price entries but won’t be filled if the price doesn’t reach the trigger level.
• Stop orders: They are used to support open positions by limiting the maximum loss that can be incurred if the market turns in the opposite direction. A stop-loss order is placed at a fixed price below or above the spot price. If the market does indeed turn and triggers the stop-loss, it will transform into a market order and get filled at the best possible price.

Capital.com Web Trader: My Key Takeaways

I enjoyed using Capital.com’s web trader because of its intuitive design, integrated market research, and wealth of educational materials. But most of all, I appreciated its advanced charts and how neatly price action is illustrated on them.

Capital.com Mobile App

Capital.com’s mobile app is available on iOS and Android, enabling quick and easy access to the market on the go. It is very useful for opening, terminating, and adjusting open positions.

You can also use the app to place market, limit, and stop orders, as well as to adjust the exposure of your open trades. The app also features access to the ‘Trade Smart Academy’, as well as a news screener and market sentiment gauge.

Capital.com App: My Key Takeaways

The Capital.com mobile app maintains the sophistication and full range of services found in its WebTrader platform. Despite running on a lower-resolution device, price action remains clear and easy to interpret. A standout feature is its dual functionality, allowing traders to execute trades on the go while also enhancing their knowledge through the ‘Trade Smart Academy’—a built-in educational hub.

Investmate App

Another great addition to Capital.com’s arsenal of trading software, the Investmate app also helps traders learn on the go. It contains a wealth of information about market behavior and trading strategies, and traders can use it to test their knowledge and grow more confident.

Capital.com Execution Model

Capital.com operates on a hybrid model, whereby the broker can serve as principal to client orders (market maker) or route client orders externally to its pool of liquidity providers. This combination allows the broker to achieve ultra-fast execution speeds, averaging 25 milliseconds, depending on the underlying market conditions.

Tradable Instruments

In terms of quantity, I discovered that Capital.com outstrips the industry average across the board. It offers a higher-than-average number of currency pairs, commodities, share CFDs, indices, and cryptocurrencies.

What Are CFDs?

Contracts for difference (CFDs) are derivatives that speculate on the underlying asset’s price without physical ownership.

For example, a long position on gold would generate profit as the price rises or incur a loss as it falls, all without the need to purchase actual gold bars.

One of the biggest advantages of trading CFDs is that traders can get in and out of the market almost instantaneously, thereby catching even minute changes in the derivative’s price. However, this speed and flexibility come with high risk, as CFDs are leveraged products that can amplify both gains and losses.

What CFDs Can You Trade With Capital.com?

Capital.com Instruments: My Key Takeaways

Capital.com boasts an excellent selection of CFD instruments. I assess its currency pair and digital asset selection as among the largest and most diverse in the industry.

A standout feature is weekend FX trading, along with access to rare instruments like feeder cattle, rice, and lumber—assets not commonly found on most platforms. The only way Capital.com could enhance its offering further is by adding vanilla options.

Customer Support

Customer Support Channels

Customer Support Test

When we test a broker’s customer support, we evaluate the agent’s knowledge of their own website, how long it takes them to respond to questions, and how detailed their answers are.

I conducted my test on March 10 at 16:14 CET via live chat. Before reaching a live agent, I first navigated through a chatbot. Once I requested an agent, I was connected within a minute.

My query about copy trading solutions received a quick and clear response. However, the agent took significantly longer to address my second question regarding Capital.com’s execution model. Despite the delay, the final response was well-researched and clearly explained.

Deposit and Withdrawal

Capital.com Deposits

Capital.com Withdrawals

Account Types and Terms

Capital.com Account Opening Process

To create an account with Capital.com, follow these steps:

1. Click ‘Sign Up’ from the main page.
2. Provide your email address and choose a password.
3. State your nationality and country of residence.
4. Provide further personal details.
5. Confirm your email address.
6. Upload proof of ID and address.

Capital.com Account Types

Capital.com’s trading account serves as a one-size-fits-all solution for all kinds of retail traders. It has a favorable pricing mechanism and a low barrier to entry. The account also features 75% and 100% margin calls and 50% stop-out, protecting traders against adverse market fluctuations to a certain extent.

Demo Accounts

Capital.com offers a demo account that introduces traders to the broker’s services and allows them to tweak their strategies in a risk-free environment. The market is continually evolving and never static, so it is important to hone your skills in a safe environment. You can set up a demo account for yourself before or alongside your live CFD account.

Islamic Accounts

Capital.com does not offer Islamic accounts on its EU entity. However, swap-free trading is available with the broker’s UAE-based entity.

What is CFD Leverage?

Leverage determines a trader’s overall market exposure. When trading Contracts for Difference (CFDs), positions can be opened for a fraction of their value because of leverage. Essentially, the broker lends the trader money so that they can open bigger positions. Leverage multiplies the profits a trader generates from winning positions but also the losses incurred from failed trades.

Maximum Leverage By Asset Class

In the table below, I have listed the maximum retail leverage available with Capital Com SV Investments Limited for instruments from different asset classes:

Capital.com Restricted Countries

Capital.com does not accept as clients residents of Afghanistan, American Samoa, Belgium, Belarus, Canada, China, Cuba, Eritrea, Micronesia, Federated States of Gibraltar, Guam, Indonesia, India, Iraq, Iran, Islamic Republic of Korea, Democratic People’s Republic of Libya, Marshall Islands, Northern Mariana Islands, Malta, Malaysia, New Zealand, Palau, Philippines, Puerto Rico, Russia, Spain, Sudan, Somalia, South Sudan, Syrian Arab Republic, Samoa, United States Minor Outlying Islands, United States of America, Venezuela, the Bolivarian Republic of Virgin Islands, Vietnam, Kosovo, Yemen, or any other jurisdiction where trading may be prohibited by law.

Research

Research Tools

I have broken down the available research content with Capital.com below:

• Economic Calendar: A key research tool that highlights upcoming financial events and news releases, helping traders anticipate potential market-moving opportunities.
• Market Analysis: Capital.com provides in-house market reviews and reports, explaining how and why price movements occur using fundamental and economic analysis.
• Platform Research Tools: The Capital.com WebTrader includes a news screener and market sentiment gauge, allowing traders to track market trends and analyze shifts in buying and selling pressures on assets.
• Talking Markets: A video interview series featuring market experts on Capital.com’s YouTube channel, offering insightful and unconventional perspectives on key financial topics.

Capital.com Research: My Key Takeaways

Capital.com delivers high-quality market research that is both insightful and easy to digest. The news screener and market sentiment gauge help traders identify current opportunities, while expert interviews provide a broader, more in-depth perspective on market trends. The only missing piece is third-party research tools like Trading Central or Autochartist, which would further enhance its analytical depth.

Education

Capital.com offers an extensive educational library with 180+ YouTube videos covering technical indicators, trading strategies, and trading psychology. The content also includes insightful debates with industry veterans and 18 platform tutorials to help traders navigate its tools and apps.

On its website, Capital.com has published 40+ articles, ranging from beginner-friendly trading fundamentals to advanced topics for experienced traders, ensuring valuable insights for all skill levels.

The Bottom Line

Capital.com is a superior financial derivatives broker, offering over 3,000 tradable instruments, versatile platforms, and extensive content. With its versatile features and services, I concluded that it could be an excellent choice for different kinds of traders—from the inexperienced newbie to the seasoned vet.

While Capital.com’s trading fees are mixed, the broker makes up for it with its ultra-fast order execution speeds and comprehensive educational content. It also offers a range of versatile platforms and apps, including the seamless TradingView and Capital.com’s unique learning app Investmate.

Moreover, Capital.com clients can choose from a wide range of tradable instruments, including impressive selections of 140+ currency pairs and 170+ cryptocurrencies.

In conclusion, I determined that Capital.com is a perfect choice for first-time traders, cryptocurrency traders, day traders, and chart artists.

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