On Jan 26, 2026, NBTB reported earnings of 1.05 USD per share (EPS) for Q4 25, beating the estimate of 1.00 USD, resulting in a 4.43% surprise. Revenue reached 147.32 million, compared to an expected 187.31 million, with a -21.35% difference. The market reacted with a -1.12% price change (close before vs. close after earnings).
Looking ahead to Q1 26, 8 analysts forecast an EPS of 1.00 USD, with revenue projected to reach 189.17 million USD, implying an decrease of -4.76% EPS, and increase of 28.40% in Revenue from the last quarter.
Industry Peers’ Earnings
Industry Peers' Earnings displays EPS earnings data from companies in the same industry. Click on a card to view more details.
Center Bancorp Inc
Report Date
Jan 29, 2026 For Q4 25
Estimate
$0.74
Actual
$0.83
Surprise
+11.77%
Tompkins Financial Corporation
Report Date
Jan 30, 2026 For Q4 25
Estimate
$1.72
Actual
$6.70
Surprise
+288.27%
First Mid Bancshares, Inc. Common Stock
Report Date
Jan 29, 2026 For Q4 25
Estimate
$1.08
Actual
$1.06
Surprise
-2.27%
NB Bancorp, Inc. Common Stock
Report Date
Feb 26, 2026 For Q4 25
Estimate
$0.45
Actual
-
Surprise
-
Peoples Financial Services Corp.
Report Date
Jan 30, 2026 For Q4 25
Estimate
$1.55
Actual
$1.36
Surprise
-12.39%
Carter Bankshares, Inc. Common Stock
Report Date
Jan 29, 2026 For Q4 25
Estimate
$0.35
Actual
$0.41
Surprise
+14.85%
Bankwell Financial Group Inc
Report Date
Jan 29, 2026 For Q4 25
Estimate
$1.21
Actual
$1.14
Surprise
-5.10%
Avidia Bancorp, Inc.
Report Date
Jan 29, 2026 For Q4 25
Estimate
$0.30
Actual
$0.28
Surprise
-5.23%
Citizens Financial Services, Inc. Common Stock
Report Date
Jan 29, 2026 For Q4 25
Estimate
$2.11
Actual
$2.18
Surprise
+3.25%
ECB Bancorp, Inc. Common Stock
Report Date
Feb 05, 2026 For Q4 25
Estimate
-
Actual
$0.31
Surprise
-
FAQ
What were NBT Bancorp Inc's earnings and revenue for the latest quarter Q4 2025?
For Q4 2025, NBT Bancorp Inc reported EPS of $1.05, beating estimates by 4.43%, and revenue of $147.32M, -21.35% below expectations.
How did the market react to NBT Bancorp Inc's Q4 2025 earnings?
The stock price moved down -1.12%, changed from $43.91 before the earnings release to $43.42 the day after.
When is NBT Bancorp Inc expected to report next?
The next earning report is scheduled for Apr 22, 2026.
What are the forecasts for NBT Bancorp Inc's next earnings report?
Based on 8
analysts, NBT Bancorp Inc is expected to report EPS of $1.00 and revenue of $189.17M for Q1 2026.