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China Interest Rate

Last Release
Mar 20, 2025
Actual
3.1
Units In
%
Previous
3.1
Frequency
Daily
Next Release
N/A
Time to Release
N/A
Highest
Lowest
Average
Date Range
Source
5.77
Apr 2014
3.1
Oct 2024
4.29 %2013-2025People's Bank of China
The People’s Bank of China (PBOC) on August 17th, 2019, designated the Loan Prime Rate (LPR) the new lending benchmark for new bank loans to households and businesses, replacing the central bank’s benchmark one-year lending rate. The rate is based on a weighted average of lending rates from 18 commercial banks, which will submit their LPR quotations, based on what they have bid for PBOC liquidity in open market operations, to the national interbank funding center before 9am CST on the 20th of every month.

Latest Updates

The People's Bank of China (PBoC) left its key lending rates unchanged for the sixth consecutive month in April, aligning with market expectations as the central bank waits to assess the evolving impact of U.S. trade disputes before introducing further stimulus. The one-year loan prime rate (LPR), a benchmark for most corporate and household loans, was maintained at 3.1%, while the five-year LPR, a reference for property mortgages, remained at 3.6%. Both rates are at record lows following reductions in October and July of last year. The latest decision came after GDP grew more than expected, at 5.4% year-on-year in Q1 of 2025, remaining the highest growth in one and a half years, amid Beijing's ongoing stimulus efforts. Beijing is prioritizing the boost of domestic consumption, including an additional CNY 300 billion in ultra-long special treasury bonds for a consumer goods trade program.

China Interest Rate History

Last 12 readings

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