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LOB
Live Oak Bancshares, Inc.
40.86
USDSponsored
+0.62
+1.54%
Feb 06, 16:00 UTC -5
Closed
After-Market
40.85
0.00
-0.01%
LOB Earnings Reports
Positive Surprise Ratio
LOB beat 25 of 40 last estimates.
63%
Next Report
Date of Next Report
Apr 21, 2026
Estimate for Q1 26 (Revenue/ EPS)
$148.07M
/$0.50
Implied change from Q4 25 (Revenue/ EPS)
-14.36%
/-47.37%
Implied change from Q1 25 (Revenue/ EPS)
+17.41%
/+138.10%
Live Oak Bancshares, Inc. earnings per share and revenue
On Jan 21, 2026, LOB reported earnings of 0.95 USD per share (EPS) for Q4 25, missing the estimate of 0.96 USD, resulting in a -1.34% surprise. Revenue reached 172.91 million, compared to an expected 146.14 million, with a 18.32% difference. The market reacted with a +4.51% price change (close before vs. close after earnings).
Looking ahead to Q1 26, 6 analysts forecast an EPS of 0.50 USD, with revenue projected to reach 148.07 million USD, implying an decrease of -47.37% EPS, and decrease of -14.36% in Revenue from the last quarter.
Industry Peers’ Earnings
Industry Peers' Earnings displays EPS earnings data from companies in the same industry. Click on a card to view more details.
Republic Bancorp Inc/KY
Report Date
Jan 30, 2026 For Q4 25
Estimate
$1.39
Actual
$1.17
Surprise
-16.17%
Origin Bancorp, Inc.
Report Date
Jan 28, 2026 For Q4 25
Estimate
$0.86
Actual
$0.95
Surprise
+10.17%
METROCITY BANKSHARES INC
Report Date
Jan 30, 2026 For Q4 25
Estimate
$0.68
Actual
$0.68
Surprise
-0.50%
FIRST NATL CORP STRASBURG VA
Report Date
Jan 29, 2026 For Q4 25
Estimate
$0.61
Actual
$0.61
Surprise
-1.15%
OptimumBank Holdings, Inc.
Report Date
Feb 02, 2026 For Q4 25
Estimate
$0.20
Actual
$0.21
Surprise
+2.94%
Flagstar Bank, National Association
Report Date
Jan 30, 2026 For Q4 25
Estimate
$0.02
Actual
$0.06
Surprise
+176.50%
Ameris Bancorp
Report Date
Jan 29, 2026 For Q4 25
Estimate
$1.60
Actual
$1.59
Surprise
-0.93%
Mechanics Bancorp Class A Common Stock
Report Date
Jan 30, 2026 For Q4 25
Estimate
$0.26
Actual
$0.56
Surprise
+111.16%
Seacoast Banking Corp of Florida
Report Date
Jan 29, 2026 For Q4 25
Estimate
$0.50
Actual
$0.44
Surprise
-13.52%
HILLTOP HOLDINGS INC.
Report Date
Jan 29, 2026 For Q4 25
Estimate
$0.42
Actual
$0.69
Surprise
+63.74%
FAQ
What were Live Oak Bancshares, Inc.'s earnings and revenue for the latest quarter Q4 2025?
For Q4 2025, Live Oak Bancshares, Inc. reported EPS of $0.95, missing estimates by -1.34%, and revenue of $172.91M, 18.32% above expectations.
How did the market react to Live Oak Bancshares, Inc.'s Q4 2025 earnings?
The stock price moved up 4.51%, changed from $39.00 before the earnings release to $40.76 the day after.
When is Live Oak Bancshares, Inc. expected to report next?
The next earning report is scheduled for Apr 21, 2026.
What are the forecasts for Live Oak Bancshares, Inc.'s next earnings report?
Based on 6
analysts, Live Oak Bancshares, Inc. is expected to report EPS of $0.50 and revenue of $148.07M for Q1 2026.
Which companies are reporting earnings today?
Check FXEmpire's Earnings Calendar for today's list of reporting companies.
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